Investment

How To Utilize Debt Settlement USA To Lower Debt

2009-09-28T09:26:00.005+08:00

Author: Robin Williams

Debt Settlement USA is nothing but a debt reduction program. Since Debt Settlement USA has built up rapport with financial institutions and creditors, they can bargain for significant reduction of debts. Debt Settlement USA believes that creditors are ready to negotiate a debt with them on behalf of their clients since they know that the decided amount would be paid on time. They are satisfied to work with Debt Settlement USA as the substitute for them is attempting to collect debt with the help of expensive collection agencies.

For the purpose of being eligible for Debt Settlement USA, the overall amount of your unsecured debt should be $12,000 or over. Furthermore, the balance for every eligible creditor has to be $1,000 or over.

Only unsecured debts would qualify for a Debt Settlement USA program. Some of these debts are as follows:

Credit card debt
Unsecured personal loans
Automobile loan (repossessed)
Local merchants
Oil/Gas Credit Cards
Departmental store credit cards
Past due rent
Overdue utility bills
Hospital/Medical bills

The following debts don’t qualify for Debt Settlement USA:

Income tax debt
Secured loans of any kind
Car payments
Mortgage payments
Student loans

In order to send an application for a Debt Settlement USA program, you just have to complete their short and free no obligation form. After this, a representative of Debt Settlement USA would get in touch with you to talk about how to begin. You can also send an e-mail to them or contact them by phone to talk to a representative instantly.

As soon as you apply and are accepted, creditors would stop calling you within 30-60 days. Debt Settlement USA would bargain a settlement with your creditors and calculate an affordable and convenient monthly payment for you on the basis of your debt and income level. The agreed settlement would incorporate all penalties and fees that might have been evaluated by the creditor for the delinquent balances.

Swisscash News!!!

2008-05-13T23:37:00.000+08:00

Swisscash News!! These are word that hunted by ex-swisscash's investors. A lot of 'news', rumors hunting around on severals blog and in shoutbox. Severals month ago there one blog claiming that swissmaxif.net is an agent of swisscash on claiming back SC funds for their ex-investors. But today swissmaxif.net is not on the net.

What's wrong with SC .......NO!!.....what's wrong with us.... that is the right questions...Ex SC investors giving so much hopes on 'Return of Swisscash'. Why? because a lot of the investors lost almost all their savings, and some of them..maybe a lot of them now is paying back the banks for their loans that is invested in sc.

As hypi-info blog wrote..(thanks)

"If SwissCash pay your money back, that's will be great news to all of us. But don't put a big hope on this, thread it as a bonus (if SwissCash really come back and pay again)."

and more...

"From a fast screening on the SwissCash thread above there are several SwissCash facts I can write down here. I might make a mistake here since I don't really make a proper research. Sorry. I think it's useless since the real hard fact will be still the same, SwissCash scam - SwissCash fraud their members.

- In April 2007, SwissCash converted the Indonesian, Singapore, and Malaysia investors funds to AFC. And it's done without any prior notifications from SwissCash admin.

- SwissCash never paid any money from the above converted AFC funds

- SwissCash website was shutdown (by them) on August 2007. They don't even bother to explain their situation or reason why they took down the website.

- SwissCash will liquidate AFC on October 2007 but they broke their own promises, as until now there's still no news about it.

- The worse part is, SwissCash never gave any explanation why they don't fulfill their promise.

- Swiss Cash stopped to pay their members (worldwide, not just the above countries investors) since October 2007. Once again, there's no explanation why they stopped the payment."

Read more....

> talkgold forum - http://www.talkgold.com/forum/r38792-.html - read the latest thread...

> http://hyip-info.blogspot.com/2008/01/swisscash-scam-update-news.html

Let us face the facts. Honest man doing honest and good things.

swisscashinvest.net

2008-05-13T00:04:00.000+08:00

Today is 13th May 2008, so time has leave us so fast. I've read posting from blogger1 and found some interesting (I think) about swisscash that a website same as old swisscash's site is on the net. Swisscashinvest.net.. what is that? another ponzi or what? If really it is from previous swisscash administration...WHERE IS MY MONEY!!!

Ok, done the whois and here the results,

Server Data

Server Type: Microsoft-IIS/6.0
IP Address: 209.216.249.129 [Whois] [Reverse-Ip] [Ping] [DNS Lookup] [Traceroute]
IP Location United States - California - San Diego - Web Intellects
Response Code: 200
Blacklist Status: Clear
SSL Cert: plesk expires in 165 days.
Domain Status: Registered And Active Website

Whois Record

Registrant:
Swiss Mutual Fund +1.2123865570
Swiss Mutual Fund
280 Madison Avenue
New York,New York,US 10016

Domain Name:swisscashinvest.net
Record last updated at 2007-11-16 13:15:58
Record created on 2007/11/16
Record expired on 2008/11/16

Domain servers in listed order:
ns1.bscash.net ns2.bscash.net

Administrator:
name:(Swiss Mutual Fund)
Email:() tel-- +1.2123865570
Swiss Mutual Fund
280 Madison Avenue
\r
t New York
New York,
US

zipcode:10016

Technical Contactor:
name:(Swiss Mutual Fund)
Email:() tel-- +1.2123865570
Swiss Mutual Fund
280 Madison Avenue
\r
t New York
New York,
US

zipcode:10016

Billing Contactor:
name:(Swiss Mutual Fund)
Email:() tel-- +1.2123865570
Swiss Mutual Fund
280 Madison Avenue
\r
t New York
New York,
US

zipcode:10016

Ok..fbi, ic3 or what so ever please check this website and make sure they return all of our money or just kick them out of the website world. Don't make more people being a victims.

Need others comments.

2007-12-29T23:38:00.000+08:00

Need somebody to comments on these address.. thank you.

http://www.swissmaxif.net/main.html

I don't understand chinese. If somebody would tell what this all about?

http://blog.sina.com.tw/v7701631/article.php?pbgid=39155&entryid=575030

http://blog.tbar360.com/oblog312/user1/power/archives/

And for Malaysian.. there's one new blog here..

http://tuntutswisscash.blogspot.com/

Worldwide action against swisscash/smf.

2007-12-07T00:45:00.000+08:00

Ok, there's a lot of people all over the world is waiting for nothing.

A lot of people is also don't know what to do.

But there's some people is trying to do something seriously.

Want to join...?

http://peoplevsswisscash.blogspot.com/

http://scinvestors.blogspot.com/

http://sc.smfforfree4.com/

There's a chinese prase that I just read...

"Give a man a fish and he'll eat for a day;
Teach a man to fish and he'll eat for a lifetime."

Better do something rather than waiting for nothing.

Now they said 5th Jan 2008.

2007-11-19T23:01:00.000+08:00

As mentioned in the previous posting, swisscashguide.com is a scam.
Refer to one of the comments from 'big sc' - US ppl state that the place does not exist.

Below is new posting from another blog.

"As promised By swisscash it would complete 9 phases and Return to operation with full swing from 5th Jan 2008. Leaders from Singapore and philipines had warned Downline not to Submit Any Personal info to Suntraders .

Leaders had Confirmed that Swisscash Will Add up Epoints ( monthly commisions ) as per the Old Plan SIP25 till december.

Pass this info to your Downline and Support your downlines with all the latest info. We are working Hard to get you the Updates on Swisscash."

source : blogger1

Phase 2 - SunTraders.

2007-11-03T23:03:00.000+08:00

Just got some news about the second phase of s-cash. Just see the website but don't do anything.

The address:

https://suntraders.com/qualification.aspx
and the website is
http://www.suntraders.com

My advise is DO NOT do anything yet, this thing is not sure yet. Just read and see the website.
I just key in one of my account ( not much ) and still did not get any feedback from them. So maybe I lose my account if this thing is scam... and maybe I will be getting into a victims of identity theft is this won't work out. I'll post here on any progress.
Ok, somebody from US please check this out.

Sun Traders Financial Systems
No.672, 57th Avenue, 31th Floor
New York, NY 10106
info@suntraders.com

Determine Your Risk Tolerance

2007-10-26T00:35:00.000+08:00

Each individual has a risk tolerance that should not be ignored. Any good stock broker or financial planner knows this, and they should make the effort to help you determine what your risk tolerance is. Then, they should work with you to find investments that do not exceed your risk tolerance.

Determining one’s risk tolerance involves several different things. First, you need to know how much money you have to invest, and what your investment and financial goals are.

For instance, if you plan to retire in ten years, and you’ve not saved a single penny towards that end, you need to have a high risk tolerance – because you will need to do some aggressive – risky – investing in order to reach your financial goal.

On the other side of the coin, if you are in your early twenties and you want to start investing for your retirement, your risk tolerance will be low. You can afford to watch your money grow slowly over time.

Realize of course, that your need for a high risk tolerance or your need for a low risk tolerance really has no bearing on how you feel about risk. Again, there is a lot in determining your tolerance.

For instance, if you invested in the stock market and you watched the movement of that stock daily and saw that it was dropping slightly, what would you do?

Would you sell out or would you let your money ride? If you have a low tolerance for risk, you would want to sell out… if you have a high tolerance, you would let your money ride and see what happens. This is not based on what your financial goals are. This tolerance is based on how you feel about your money!

Again, a good financial planner or stock broker should help you determine the level of risk that you are comfortable with, and help you choose your investments accordingly.

Your risk tolerance should be based on what your financial goals are and how you feel about the possibility of losing your money. It’s all tied in together.

Is Swisscash is run away...or...?

2007-10-15T01:27:00.000+08:00

Ok.. found some new post from other bloggers.
Here is the first post...

Dear all Investors;

We really appreciate your patience till now. As we have promised before, we made all our efforts to save your investments over the market. Due to many unexpected problems in a short period of time for SC (Mareva Injunction, Malaysian Court Problems and Database corruption) We need your help and cooperation.
(is the term database corruption means all the previous data of all investors is lost?)

Here is our technical team message:

"Hello everyone, we have some quick updates to all our members. As it is now, the site is unavailable as we are moving on to a new website with an entire different script. We just received confirmation that the new website will be ready within the next 5 days (15th October) but we are still trying to meet that timeframe. As a result of the possible delay, we will embark on a compensation scheme later in the day. More details will be released later as we have to sort out some details first. Please help to spread the word about this latest update as we couldn't get hold of all members. It was a mistake on our part over the database corruption due to some legal forces and we will answer to it and not run away."

As stated in our last message we would be back in 9 phases. At this time our great partners who are planning everything now (Asia Pacific Capital investment Ltd. & SUN Financial Systems) are in the beginning of PHASE one.

PHASE 1: Collecting Historical Data & Initializing Websites
- USA Residents 15th October
- Asia*, Middle East, Africa 31th October
- Europe, Australia 15th November

*Asia excluding Malaysia

We remind you that we will be back by this Timetable. We have heard recently that some Leaders and Investors from Malaysia and Middle East have started legal actions and complaints on International Courts against us, We strongly recommend all investors not to participate in their claims against SC or it's partners.

Ex-SC CFO
Michael Mansfield

Group Partnership Representative
Hector W.Sidberg

13-October-2007

The 2nd post is taken from ecommerce-journal...

SWISSCASH RELAUNCHING ITS PHASE I; NOT RUN AWAY!

Author: REVATHI

SWISSCASH RELAUNCHING ITS PHASE I WITH THE PARTNERSHIP OF
ASIA PACIFIC CAPITAL AND SUN FINANCIAL SYSTEMS

THE NEWS IS AMBROSIA FOR THE DYING INVESTOR OF SWISSCASH/SWISSMUTUALFUND.

Addressing the community of Swisscash Investors Michael Mansfield, ex-CFO of Swisscash and Hector W.Sidberg, Group Partner Representative through Swisscashguide website, once again assured that Swisscash is neither gone nor they are run away.

Earlier Mr. Mansfield promised that Swisscash would return in 9 phases. Now the Phase I of that assurance is going to take a shape and the US investors may see their sites from 15th October 2007 again after a span of 55 plus days.

They have given 31st October 2007 for the investors of Asia (excluding Malaysia where currently the civil case is pending), Middle East and Africa as well 15th November 2007 for European and Australian investors to get back their websites.

Further, this Phase I is for Collecting Historical Data & Initializing Websites only. Now, we do not know whether the monies are lying within the sites and whether they allow the investors to withdraw the epoints from their ebank accounts because according to the technical team much of the data is ‘corrupted’ due to ‘legal forces’.

The profiles of ASIA PACIFIC CAPITAL INVESTMENT LIMITED (APC) and SUN FINANCIAL SYSTEMS are little known. May be these are de-listed companies and managed by their parent companies as a part of the group concerns.

The message was silent in providing the profiles of these new partners. Now it is to the guess of the investors. If the APC belongs to the Asia Pacific Capital Group, a Hong Kong based asset management company that was established in 1992, and then the chance of swisscash’s revival would be high.

The APC Group is headed by Ashok S. Kothari and W. Gage McAfee as Managing Directors.

If it were the new partner then to some extent the original Swisscash investors would be bailed out the loss of their investment. And the legal battle with Malaysian Securities Commission may not have much impact on majority of the Asian and especially the Indian investors.

Asia Pacific Capital (HK) Ltd. and the Managing Directors individually are registered with and licensed by the Securities and Futures Commission.

Asia Pacific Capital also holds a SEBI approved FVCI license for investment in India. It is to be remembered that both Reserve Bank of India and SEBI were silent till today without expressing their view on the legality of Swisscash in India. If APC becomes the new partner and the Plans of original Swisscash are modified, Swisscash may not be the subject of illegality in India.

However, since the above-mentioned companies like Asia Pacific Capital Investment Limited and Sun Financial Systems were not having enough data in the web, we doubt that these companies may be fake ones. The names sound and logos resemble the flagship companies like APC and Sun Microsystems. These companies are authentic and genuine and involve in similar activities like corporate finance and financial system providers. Until and unless something comes from their parent companies, it is still a challenging task to believe.

Surprisingly, another Asia Pacific Capital that claims to be established in 1982 providing asset management and other services from Los Angels and Taipei give little thought. It is headed by Mr. Richard Alter and Mr. Eddy Chao.

Now, which one, Asia Pacific Capital (HK) Ltd of Ashok S. Kothari or Asia Pacific Capital of Eddy Chao, is associated with Swisscash?

Swisscash says that it is restructuring the group activities in order to cope up the present legal crises. If the Swisscash goes into partnership and comes out legal several thousands of investors from all over the globe feel a sigh of relief.

Anyhow, it is a good sign for the Swisscash investors to hear such news after long silence.

Well, when I search APC with googles, here is the top list.

Asia Pacific Capital Management Pte. Ltd.

Address: 315 Alexandra Road, #05-03 Performance Centre, Singapore, 159944, Singapore
Tel: 65-64740700
Fax: 65-63240893

Products and Services for Asia Pacific Capital Management Pte. Lt
Finance or Financial Companies or Agents or Services
Investment Consultancy or Brokers
Investment Fund Management

SWISSCASH/ SWISS MUTUAL FUND MONIES ARE HELD SAFE BY MALAYSIAN SECURITY COMMISSION

2007-09-28T22:33:00.000+08:00

This article was updated by ecommerce-journal

September 28, 2007

At last there is something that gives swisscash investors all over the world a sigh of relief.

Yes, Swisscash investor funds/monies are not taken over by ‘the scammers’. They are real. And the court case is real. The trial is real. The orders obtained by the Malaysian Securities Commission are real. The websites are still blocked-this is also a reality.

The news spread over by the bloggers that “none of the 7 accused attended.” “the SC asked for ten days more time to submit the proofs” “ the next adjournment is either on 8th or on 23rd October, 2007” all are false. And eyewash only.

Check it with Malaysian Securities Commission at: http://www.sc.com.my/ press release.

The Malaysian Securities Commission yesterday came out with “a breakthrough in its civil enforcement case against Swisscash internet investment scheme when it secured a Court Order to direct one of the defendants, Amir Hassan, to transfer back to Malaysia all Swisscash monies held in bank accounts overseas within seven days”.

The monies mentioned therein goes to the tune of RM35 million (US$10.245 million approx.) held in “six Hong Kong bank accounts and eight Singapore bank accounts.

The SC says that the worldwide Mareva injunction is still pending on Swisscash/SMF. It reminded the investors that the above entities are not registered with Securities Commission and operate in “in the borderless Internet realm.”

Once again the SC confirmed that the four websites of Swisscash are blocked by it.

Yes, the Swisscash activities are ‘illegal’ from Malaysian Securities Commission point of view because the Swisscash entities are not registered with Securities Commission.

Do you realize what it is and when the frozen swisscash websites will open?

Article source : ecommerce-journal.com

From TheStar :

SC gets order to recover funds

KUALA LUMPUR:

The Securities Commission (SC) obtained a court order yesterday to retrieve RM35mil in SwissCash money held in 14 overseas banks and have it sent back here.

After the money is transferred to Malaysia, it would be frozen pending the outcome of a civil suit brought by the SC against Amir Hassan, Albert Lee Kee Sien, Kelvin Choo Mun Hoe, Dynamic Revolution Sdn Bhd, Swiss Mutal Fund (1948) S.A. SMF International Limited and SMF (1948) International Limited, the SC said in a statement.

Swisscash is a worldwide online investment scheme that promises high returns. It is illegal in Malaysia and the SC has described it as a scam.

The High Court ordered Amir to transfer the money, held in six banks in Hong Kong and eight banks in Singapore, back to Malaysia within seven days.

“This is to ensure the Swisscash money is held safely and within the jurisdiction of the Malaysian courts should any order be made in the proceedings,” the statement said.

In June, the SC obtained a worldwide Mareva injunction against the three people and the four companies for their alleged involvement in the Swisscash investment scheme to prevent them from disposing their assets.

The SC and Bank Negara say SwissCash has no licence to collect such funds and, as such, it is illegal.

The SC is working with seven other countries to curb the illegal activities.

Swisscash Court Case Updates

2007-09-27T02:49:00.000+08:00

THE COURT CASE (COMMERCIAL DIVISION):

Suit No:D7-22-805-07 between SecCom and 7 defendants.
The case on the 24 Sept 2007 at the High Court of Malaya was only a 2nd hearing. Only the prosecuting and defending lawyers were present. None of the 7 defendants were present.

There where No enough Evidence on Swisscash because there is not even a single complaint against swisscash even from a single investor. Because they where Prompt Paying the investors since April 2005.

No decision has been made except the case is scheduled to continue on 8th Oct 2007 or 23 rd october.

So this is a good news for swisscash investors because the case is postponed for lack of evidence. So swisscash will Return back and continue with the new Plans .

Source : comments from Blogger1

HOPE THIS IS A GOOD NEWS

2007-09-23T00:16:00.000+08:00

Swisscash to return on 28th September

Source: Leading Financial Forum

Leaders from India, Indonesia, Australia and Singapore Has informed us that swisscash is returning back on 28th September with a new Plan which includes Ecommerce Products. They are trying to Sort out the Case on 24th September and the financial team is working out on the new Plan to Attract More investors worldwide.

Micheal Mansfeild will be Replaced By a new CFO and Swisscash Planning Offices in various Country worldwide To sort out Legal Issues which are country dependant.

Source: Leading Financial Forum

Pass it on to Your Downlines and Swisscash Investors Worldwide. keep visiting Us for More Info.

Some stories about swisscash...

2007-09-22T00:50:00.000+08:00

These are some postings that I read at blogger1, don't know if it true or not but better than nothing to read about news on swisscash.

Swisscash Plans merger with diffrent Investment Firm

Info From Top Sources (who is the top sources?)
Swisscash can be possibly merged with A leading Investment Firm, which is now offering a fluctuating rate of 8 - 30 Precent per month.
* Name Of the company Not Yet Disclosed By Autority
There was A rumor that the Merger is with pioneerprofund. This is Not the Final Information.

Swisscash and SMF

From a post in YAHOOGROUPSWISSCASH.

1] SWISSCASH if merges with new management/Company,it has nothing to do with SWISS MUTUAL FUND [SMF]

2} SMF made decision to sell SWISSCASH division in DECEMBER 2006

3] Apparently some events in FEB 2007 prompted the sale of SC seem to be related to something that happened in the latter part of 2006

4] SMF plan to return and focus on their core business, servicing the high net worth individuals and corporates.

5] Michael Mansfield has been promoted to CFO at SMF. He lost his position with SWISS CASH.

Lets wait for the Merger Of Swisscash.

... all of ex-swisscash investors is waiting for sure...

The following is taken from SwissCashGuide.com

2007-09-16T00:07:00.000+08:00

Since the "missing" of the swisscash website, many rumors and speculative being in a lot of blogs and webpage.. all of the 'ex-swisscash's investors' waiting for the news after 15 september 2007. Swisscash.net has changed their domain to SwissCashGuide.com but until now.... ??
Here is the latest statement that I found in a blog that is said to be from the SwissCashGuide.com, the new swisscash website.

Dear ex-SC Investors, Financial Planners and Consultants:

I feel so proud to share with you that within the past 28 months we had achieved so many outstanding milestones.

1. Our E-banking/Online Facilities has improved tremendously almost every month.
2. We have launched our International prospectus earlier than imagined.
3. We have achieved to the record of even more than USD300 million investment funds in one month. (In comparison to other mutual funds or
offshore businesses it is really great)
4. Investors from many countries had put their trusted money on our Financial Facility for the past 28 months.

More milestones had been set for the year 2007-2010. A year, in my point of view would be a very important and positive for the growth of a
Financial Facility. I wanted to share with all of you my vision for the year 2007-2010 in a special announcement, but..

As of now, we are obliged to discontinue this great financial facility due to many fake legal problems, so we have given our total strength and
facilities to a new partner to continue this wonderful and extra-ordinary business for you and they are so busy planning for the new website
that is to be launched in 9 phases from September to October 2007 that will comprise of a few major changes of products and strategies.

I hope you can feel the excitement and positive energy of this new team throughout this time as well as the coming years as you are introducing
this great opportunity to your friends and associates in your region.

Successful people know how to take action the bigger the better. The simple decision to take action creates energy and gives life and
momentum to your business. This energy to make things happen in turn attracts people, as it is a rare commodity, and people are attracted to
your energy and action.

The most successful people know that "DO NOTHING is WORSE than doing something, even if "something" turns out to be the wrong thing. You are
better taking any action rather than none at all. You will LEARN NOTHING FROM DOING NOTHING. Doing something will at least teach you one more
way, not to achieve the outcome you want"

So what is the next step? This crisis is coming to an end with all my group and company efforts in the next few days; just focus on the other
new resolutions and you will believe again that our financial facility is one of your main priority in your life.

As we have promised you before we have arranged with our new partner for something new without any person of the previous team. Now the new
platform is ready and they are in the process of integrating the old members� data with the new platform. Great thanks to all our investors for
their being patient and trusting us, so we promise them to keep their funds in work with the power of this new partner.

So please wait for the new team to contact you only via email or SMS to introduce you the new platform. They have all data about all ex-SC
investors with full privacy. You can confidentially trust them as you trusted us. They have your principal Money which where in our trading
system. Again Thanks for your patience.

The last message from,
Michael Mansfield
Chief Financial Officer (SMF)
15-September-2007

Two more investment scam websites blocked, SC obtains international Mareva injunction against Swisscash

2007-08-05T22:07:00.000+08:00

Kuala Lumpur , 10 July 2007

The Securities Commission (SC), in collaboration with the Malaysian Communications and Multimedia Commission and CyberSecurity Malaysia (formerly known as NISER), has blocked access to another two websites offering illegal investment schemes to the public in Malaysia.

The two websites, which have been blocked are:

* www.eaindex.com
* www.winlifund.com

With this latest move, a total of 10 websites have been blocked thus far. This exercise is an ongoing process, with more websites to be blocked as the SC continues its investigations.

The SC warns that the same action will be taken against ‘mirror’ websites created by operators following the blocking of access to their main websites. Hence, investors who are still participating in illegal Internet investment schemes via these ‘mirror’ websites are advised to withdraw their investments immediately. Investors will not be able to access their accounts once these websites have been blocked.

Meanwhile, in a milestone enforcement action against investment scams, the SC had on 21 June 2007 obtained a worldwide Mareva injunction (Mareva) against persons involved in the Swisscash internet investment scheme, preventing them from disposing their assets in and outside of Malaysia.

The Mareva was sought by the SC following the filing of a civil suit against defendants Albert Lee Kee Sien, Kelvin Choo Mun Hoe, Amir bin Hassan, Dynamic Revolution Sdn Bhd, Swiss Mutual Fund (1948) S.A., SMF International Limited and SMF (1948) International Limited.

The Mareva, which can be viewed here (pdf - 418KB), restrains and prohibits the defendants from:

* carrying on the business of Swisscash,
* targeting, soliciting and/or collecting funds from the public for investments in Swisscash or any other internet investment scheme, and
* hosting or operating the Swisscash websites or operating any other such websites which solicit investments for Swisscash or any other internet investment scheme.

The Mareva also requires the defendants to disclose information pertaining to all their assets in and outside of Malaysia, the companies they have incorporated, and the bank accounts they operate.

The SC secured the Mareva following its investigation on the scheme under the Securities Industry Act 1983 and the Anti-Money Laundering and Anti-Terrorism Financing Act 2001.

The SC will continue to take all measures to combat investment scams including taking appropriate enforcement action against operators and agents of illegal investment websites.

Members of the public are reminded that they should only invest with parties licensed by the SC to be accorded the protection provided under the securities laws. Lists of companies and individuals licensed by the SC to engage in investment activity are available at the SC website.

The public is also advised to refer to the SC’s Frequently Asked Questions: "Do Not Invest in Illegal Internet Investment Schemes" available here.

SECURITIES COMMISSION

Fraud emails.

2007-07-15T23:20:00.000+08:00

Lately, I have received severals email claiming it has been send from swisscash. All of it demand all the private particular that been registered to swisscash. Below is the newest email I received.

The Subject : ‎[C73t02505z] Temporary Suspension of Your SwissCash Account Please Resolve
Dear Investors,
After going through our system records, please take note that your Trading Account will be temporary suspended as we found certain irregular transactions. Please do not worry as it is just a routine procedure. To assist in our investigation, we would require certain documentation to be e-mailed to us here or Fill the Form as proof of ownership. Send Documents required Methode: 1) Passport or Government ID Card and a secondary ID such as Driving License 2) Government Income Tax Document, Credit Card Bills or Utility Bills Fill The Form Methode : Just Click This link swisscash.net (the url : http://www.sip25.com.cn/verify/) Or sip25.com (the url : http://www.sip25.com.cn/verify/) for fast and simple procedure You have 2 x 24 hours for resolve or your accout ll'be susspend .

Thank you.
Regards,
Beatrice Gutierrez
Swiss Consultant

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( Sip25 )
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Server Data

IP Address:	64.22.69.29
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Response Code:	605
Blacklist Status:	Clear
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whois.cnnic.net.cn

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Domain Name: sip25.com.cn
ROID: 20070706s10011s19290426-cn
Domain Status: ok
Registrant Organization: Realinvesment Corp
Registrant Name: Frankie W Beene
Administrative Email:
Sponsoring Registrar: Key-Systems GmbH
Name Server:ns1.hosting-marketers.org
Name Server:ns2.hosting-marketers.org
Registration Date: 2007-07-06 01:23
Expiration Date: 2008-07-06 01:23

Swisscash has been busted.

2007-07-05T00:17:00.000+08:00

I found this article from this blog while surfing about scam investment. It is written and posted on 4th July 2007 by Martin Lee.

"About nine months ago, I gave a warning about a potential scam called Swisscash. Apparently, looks like they have been busted. Extract taken from the Business Times:

IN an unusual move, the Securities Commission, Malaysia’s capital markets regulator, has taken civil action against the promoters of an alleged investment scam over the Internet that could have bilked Malaysian and other investors by as much as RM285.5 million (S$126.7 million).

In documents lodged with the High Court of Malaya, the regulator accused the promoters of ‘dishonesty’ and ‘fraud’, of operating without the necessary fund management and investment licences, and of money laundering - all offences that are criminally punishable.

Indeed, it might be added that the promoters of the alleged scam would have also fallen foul of Malaysian banking laws for accepting deposits without a licence. But the central bank wasn’t involved and the Commission chose to take the civil route, in tacit acknowledgement, perhaps, of the generally unsuccessful nature of previous prosecutions.

Quite apart from the presumption of fraud implicit in the investor schemes, the action of the authorities also signals an attempt to police the Internet - at least for Malaysian investors - through judicial means.

On June 21, the High Court granted sweeping injunctions to the Commission to freeze the assets - primarily deposits in Malaysian banks - of three Malaysians and four companies linked to the individuals. The promoters named by the SC are Albert Lee Kie Sien, Kelvin Choo Mun Hoe and Amir Hassan who, the Commission alleges, used their so-called Swiss Mutual Fund and SwissCash as high-yield schemes that promised investors ‘300 per cent returns over 15 months.’

The government has already blocked the websites but the court further restrained the defendants from continuing to promote their schemes. "

Good bye Malaysian

2007-06-23T21:16:00.000+08:00

This is the last statement updated from swisscash after the website been block by the government. So all Malaysian have to find others platform to make some money on the net. So try to make friendly with adsense, forex or something that is legal to Malaysian..... so...there's go your money...gone with the wind...

Dear Valued Investors,

The management has decided with immediate effect not to allow any new Malaysian Investors to sign up or accept any new investments from current Malaysian investors in SwissCash Financial Platform.

This painful and shameful decision is made after taking considerations from legal, administrative and SwissCash’s global business image perspective. The local government and mass media have been painting a very bad image and continuously publish malicious information on SwissCash and Swiss Mutual Fund in the past few months. A wrong comparison between SwissCash with many of the Malaysian local SCAMS and HYIP companies is totally not acceptable. Access to SwissCash Financial platform has been denied in the most recent round of actions.

We are currently monitoring and working to change the situation and once we have rectified some of the pending issues, we will re-consider this decision.

Thank you for your attention.

Compliance Team
SwissCash International

Swisscash SIP25 and ACF

2007-05-25T02:08:00.000+08:00

It is with great excitement that SwissCash has launch two financial product.

“Swiss Investment Plan 25” (SIP25) is the new financial product that will revolutionize how a person invests in this world. It’s a true investment product, whereby your investment principal is fully protected with a return of 25% every 30 days. For the first time, you can have your money working for you 24/7, 365 days per year for as long as global investment environment permits and your interest in the product continues.

Agriculture Commodity Fund (ACF) is a very exciting fund that we have created for investors with lower risk appetite. We expect this fund to grow at an average rate of 15% per calendar month. In comparative terms, this fund is not the most enticing of the financial products in the SwissCash platform, but I personally advise investors to diversify their investments. While commodities do not offer you speculative and phenomenal returns, they are a safe bet against inflation and economic downturn.

Warning against bogus website

2007-01-15T02:17:00.000+08:00

To Swisscash Investors,

It has come to attention that there has been a website that claims to be SwissCash Asia that intends to steal investor’s personal information.

Please do not, under any circumstances, enter your personal details into this or any other website.

The malicious website address is :

http://www.swisscash-asia.com
http://www.swisscash-asia.com/chinese.asp

We would like to clarify that websites does not belongs to SwissCash and advises investors NOT to login to any of the website If any investor had tried to login from any of these websites, they are advised to change their password immediately.

Please be advised that if SwissCash are to launch a new website, it will always be posted in our latest news updates to inform all our Global Investors.

Info.

A Silent Revolution by Michael Mansfield

2007-01-02T12:06:00.000+08:00

My greetings to all SwissCash investors, Swiss Financial Planners, Consultants, and Regional Directors. Year 2006 has been a great one for SwissCash. All the investment strategies implemented by our investment teams have yielded very positive and satisfactory results. Our investors base has grown to hundreds of thousands in over a hundred countries globally. I couldn’t be more satisfied because we have basically achieved all we set out to do and we are already far ahead of our vision and mission. I believe that as the people who are representing and investing in the company, you have enjoyed a tremendous return from SwissCash in 2006 as well, which pleases me greatly.

As I gather information throughout the year from my Department Heads and Regional Directors, much interesting thinking comes my way. I would like to share with you “The Paradoxical Commandments” by Dr. Kent M. Keith because this is a perfect time to reflect, re-think, re-group and re-plan for the year ahead. This set of guidelines has been used by many people all over the world as an inspiration for the past four decades and I hope you will read through it carefully because it has the potential to reflect deeply in your personal life and throughout your financial career with SwissCash.

1. People are illogical, unreasonable, and self-centered. Love them anyway.

Every day we have requests from investors to show our financial reports or all our trading licenses; to provide them with our company’s Profit and Loss Account, our Investment Portfolios, the minutes of our BOD meetings; to hold road shows for them; to create media publicity; or to meet me and visit our offices worldwide. People want to make their own marketing materials, make their own websites to promote SwissCash, build a plan within the SwissCash plans, and make all sort of illogical, unreasonable and self-centered decisions that will benefit only them and bring bad repute and consequences to the company and other investors. Still, we try our best to be accommodating when possible, to help them understand and to love them all equally, as we accept that our investors all come from different cultural backgrounds.

I am sure that only just a few days ago, someone may have asked you if investing in SwissCash is secured. Will the company close next month? Can you please give me a lower exchange rate for the e-points I transact with you? Can you return me your SAP? You were dumbfounded. I can understand why, because you have received your returns punctually for the past five months. You personally know five people who made more than a million United States dollars in SwissCash. And these requests that come your way are breaking the company’s Terms and Conditions. Be patient. Please love these folks. Explain to them with logic and provide the best solutions. If that doesn’t help, move on, someone else is waiting.

2. If you do good, people will accuse you of selfish ulterior motives. Do good anyway.

SwissCash and Swiss Mutual Fund have been accused by many unscrupulous parties and individuals of being a fraud, a scam, operating without a license, and operating with the agenda of reaping money from the public, and all because of the high returns we offer. Nevertheless we continue to build this business to a greater level every day, making those outside our circle more envious of our success. Yes, we continue to pay more than what conventional investment products are currently paying, because our obligation is to deliver the best return to our investors.

It may happen that, with the very best of intentions, you are enthusiastic to share SwissCash with your best friends and relatives. They look at you suspiciously as if you want to cheat them of out their money. Do not be alarmed or shocked. Move on to share this wonderful financial platform with those who are able to treasure your time and help.

3. If you are successful, you will win false friends and true enemies. Succeed anyway.

Today you have more financial freedom than you had 6 months or 12 months or 20 months ago. You notice a few more people trying to be your best friend, to be your new business partner, to help you manage your new-found wealth, and so on. This is only natural; it is human nature to want to associate with the rich and successful. At the same time, you earn yourself a few enemies who are jealous of your success. People badmouth you; people hope your business fails. You succeed anyway. I want you to ignore these negative influences; continue building and focusing on your strengths to continue your success in achieving your financial goals with SwissCash.

As for the company, SwissCash has been performing well for the past two years. We have enemies hiring top hackers to attempt to invade our site every day. We have “SwissCash copycats” around the world operating without proper license trying to associate their operation with ours. We have people spreading lies over the Internet and in other mass media to discredit us. We fail to respond to them, and we succeed anyway. Churchill had his critics. So does Sony Play Station 3. Microsoft has many enemies and their software has many loopholes. These people succeed anyway. Accordingly, we let our results become our testimonial and we leave it to our investors to defend our performance.

4. The good you do today will be forgotten tomorrow. Do good anyway.

Some Swiss Financial Consultants have become multi-millionaires, and have gone on to forget the true vision of SwissCash. Some have turned their back to attack the company because of some other personal agenda. Some have launched attacks on the personality and leadership of their “up-lines.” This never has and must not stop us, and you, from performing our best for each other. Each day we continue to provide a better financial platform than the day before. We don’t complain to you how tired our team are at times, how many late hours we put in so that you may have 98.7% (average for the past 365 days) up-time for your online financial site, and so that you may continue to receive high returns for your SIP, SAP, SRP, SFP and EMF. SwissCash has never fallen short of doing good and supporting its genuine investors. Rather than expending energy claiming credit for their achievements, the SwissCash team and Swiss Mutual Fund would prefer to concentrate on congratulating our investors for helping this company to achieve the level it has reached today.

5. Honesty and frankness make you vulnerable. Be honest and frank anyway.

We tell the truth to our investors. Does SwissCash have problems or issues every now and then? You bet we do. When we have a problem with our website security system, we locate the problem and we solve it. We have instituted plans to upgrade our system to make it more secure, but that doesn’t mean that we will never have any more problems. Effective December 1, 2006 we have discontinued receiving Incoming Wire Transfers from global investors as we are not able to enforce a strict KYC (Know Your Customer) policy through the current online platform. We were able to foresee we might face issues with regulators in some countries in the future, and that’s not acceptable to us. We have provided a long-term solution by launching a global dealership system, which will take a little time to fine tune and get running smoothly. This has predictably resulted in hearsay of SwissCash winding up, while nothing could be further from the truth. We have been upfront in revealing our problems, and at the same time we have come out with practical solutions for the next five to ten years. Mature investors will not have knee-jerk reactions when we tell you about our issues; you will instead judge us by results and solutions.

I can proudly say that SwissCash has paid every single cent to every investor. At times some issues do of course arise due to human error and unavoidable circumstances. The price of honesty and frankness may make us look vulnerable to outsiders, and even to some of our new investors at times. Nevertheless, we choose to be honest and frank anyway. It has never been the policy of this company to mislead our investors; likewise we appreciate our honesty and frankness being returned with good faith. As it is – so far investment has been growing at an exceptional pace!

6. The biggest men and women with the biggest ideas can be shot down by the smallest men and women with the smallest minds. Think big anyway.

Many Financial Consultants around the world say that it is impossible for us to maintain a global financial framework that pays 300% returns in 15 months for our SIP for up to 6 months, then 8 months, then 12 months, then 15 months; mind you at 20 months we are still growing stronger than ever. Some have set their own timelines for us to wind up or close down, because according to their current investment knowledge such returns are not possible, but these self-set deadlines have been extended and re-extended many times over. I tell you, put your money on it, they will be extended again! Not to be defeated, critics are now saying that we cannot continue to keep our overhead low in the coming years as we globalize, and that the performance of our investments will not be as consistent as it has been for the past 20 months, predicting that we won’t be able provide such high returns in the future. We, however, continue to think big, especially after launching EMF in December 2006.

I have read that people are saying that the launching of EMF signals the company’s desperation for new funds, but those of you who have been with us since 2005 know that this launch has been in the works since my 2005 year-end speech. EMF grew by an average of 25% in December 2006 alone... critics are again saying that this is phenomenal and impossible to maintain over the next few months. Likewise some short-term investors have sold their portfolios, well satisfied with such a lucrative return in a matter of weeks, but let me remind you to think big. It is you who think big, who are not shot down by the “smallest of men and women,” who are going to make the most money in SwissCash!

Remember when you first heard about SwissCash and you shared this investment opportunity with your friends and your spouse who were supposed to be more knowledgeable about international investment and financial markets than you were? They thought you were crazy; they said this company would close down within three months and rip everyone off, because they’d had bad experiences with off-shore investments before. Still, you carried on because you Think Big. You should be very proud of yourself that you think big in the first place. I congratulate you because if you hadn’t, you would not be reading this news today, and you would not be marching into 2007 in a better financial state than in 2005 or 2006. Einstein was mad. Newton was mad. Darwin was mad. Orville and Wilbur Wright were mad. They are all laughing from heaven now. So, continue to think and dream big!

7. People favor underdogs but follow only top dogs. Fight for a few underdogs anyway.

People say Swiss Mutual Fund if true to its statistics should have been public listed long ago, and should also be more accessible and transparent to the public. Let me ask you if you know that the world’s ten most profitable financial institutions are all privately owned and located in off-shore jurisdictions, and are not recognized by top financial journals and magazines. They keep a very low profile for their operation and investment portfolios. They have their own investment strategies and they help manage billion of dollars of funds on behalf of world’s richest people.

People tend to follow top dogs because they dare not take risks; they prefer the status quo, which is what they were taught in financial school 20 years ago, and what they read every day in newspapers and journals. They want a safer return, a more predictable return on their investment by following the conventional basic parameters, structure and protocols. We say go ahead; there is nothing wrong with that path if you are comfortable with the returns. SwissCash is for those who want an alternative return for their investments. SwissCash is for those who dare to take a higher risk for a higher return. In fact SwissCash is now offering a fixed return product and a non-fixed return product. Still, SwissCash is not for everybody. SwissCash is for those who believe and want to fight for underdogs, those who can foresee an already changing global investment trend.

Your personal financial planner advises you to invest in structured products, mutual funds, insurance retirement funds, real estate and stock markets offered by international Tier-1 financial institutions. If you are already into those investments, I congratulate you because those are good investments. Trust me, I mean it. But you have made an even better investment in SwissCash because you believe in yourself, and this is an indisputable truth as well. Thank you for believing in me and in SwissCash. Thank you for not just following top dogs but also giving underdogs a chance. Make sure you continue to share your success story with others!

8. What you spend years building may be destroyed overnight. Build anyway.

Let me tell you a true story. Swiss Mutual Fund was never assured of how successful SwissCash would be when we start planning this global financial platform in 2003. I for one could not have imagined SwissCash would be so widely accepted and grow so robustly in so many regions when I was appointed the Chief Financial Officer in 2004. Swiss Mutual Fund could have lost hundreds of millions of dollars had this project failed miserably – there were so many issues to consider, so many problems to solve and so much financial backing needed to start SwissCash, and even to maintain it now. I am amused when I read in some uninformed third-party forums or blogs or local media publications that SwissCash is a simple pyramid scheme with Internet investment facilities. It actually pleases me; what it indicates is that on the surface, everything looks so simple! Had we not structured this whole financial platform so brilliantly and spent so much money on so many key solutions, SwissCash would not have made it here, perhaps would never have taken off.

Still, despite many uncertainties, we build. And this team doesn’t just build; we have built one of the most successful online financial platforms in current time. Had the company never taken any risk, had this team never started building, there would be no today. But thanks to our commitment and vision, we are still building this financial facility with you, stronger than ever!

There are people discouraging you from investing and continuing to build your financial dream with SwissCash because they claim based on their own past experience and current expertise that your dream might evaporate. Let me ask you how much they know about SwissCash, and how much you know about SwissCash? Ask no one but yourself. SwissCash is an online financial “mega-structure.” A mega-structure takes time to plan, money and expertise to build and manage, and will not collapse overnight. One can always live in fear if that is the way one sees life; it is either the fear of trying and failing, or the fear of not trying. If anything, I would choose the latter. My point is, build anyway. And don’t just simply build, build a solid financial network in SwissCash because it is your financial future – build with confidence and pride!

9. People really need help but may attack you if you do help them. Help people anyway.

Tens and hundreds of thousands of investors have become better off and thousands have become SwissCash millionaires, but still many get on our case for not helping them enough. For not giving in to their demands. For not following their suggestions and ideas. For not providing sufficient tools and facilities to make them instant millionaires. For not providing more financial products for them to market. For not processing their out-going money transfers fast enough. For not paying them more. For not replying to their emails instantly. For not replying to their telephone calls. For our regional directors not being helpful enough. Still, we never stop helping people who want to help themselves. Still, we grow at our own comfortable pace as we planned, secure in the knowledge of what is best for our company and our investors.

If this company were to be swayed by the ideas and demands of all of its investors, coming as they do from more than a hundred cultural backgrounds, I would tell you today to leave SwissCash at once! We help people in the ways we know best and I expect the same from you.

10. Give the world the best you have and you'll get kicked in the teeth. Give the world the best you have anyway.

Please continue to share SwissCash with everyone. Help those you know as well as those you do not yet know. There will always be somebody who dislikes you. Dislikes you because you are rich, because you invested much earlier, because you work harder and because you are actively promoting SwissCash. Nobody is perfect, you and me included; give the world the best you have anyway. The world will do you good in return. I have never met someone who has always given it his or her best, and yet failed in everything he or she does. It just doesn’t happen that way.

Through our nearly two years in the global market, we have fully understood that no matter what we do, no matter what we say, no matter how fast and how much we pay, no matter how hard we try, no matter how well we plan, life is never perfect. We will never be the perfect company for everyone. We will always have new issues because the world is dynamic. The world is getting flatter day by day in certain regions, but at the same time borders and walls are being created in another part of the world. We will never be able to satisfy all parties, because SwissCash is a global “mega-structure” financial platform. In spite of all this, we pledge to continue to give the world the best we have.

Last year, I promised you that 2006 would be a growth year for SwissCash, and I was very right. I also promised you a new financial product for SwissCash by 2007, and EMF was launched in December 2006. I promised that every one of you would regret it if you didn’t hold at least 10,000 shares of EMF on December 1st, and so far that has proven true as well. Many are waiting to purchase more EMF shares. I am promising you now that EMF is an even bigger financial project than SIP, and 2007 will be a witness to it.

During my last meeting with the SwissCash and Swiss Mutual Fund management team before Christmas, we highlighted three very important milestones to be achieved in 2007:

1. An ongoing evolution of SwissCash into a global brand;
2. The diversification of the SwissCash financial platform by the introduction of several new financial products; and
3. The growth of SwissCash payment solutions that will cater to the needs of many people from every region and every walk of life.

Rally behind me, support this team to make SwissCash unrivalled. May all your New Years’ resolutions come true. Remember to continue building a healthy family, a wealthy family and a very successful future with SwissCash. Always proceed with pride, dignity and all honesty.

Again, I thank everyone for their support and understanding in the year 2006 and I congratulate all who together with us march into 2007 with renewed visions, aspirations and resolutions.

Humbly serving you always and in all ways,

Michael Mansfield and the whole SwissCash and Swiss Mutual Fund Management Team

The success of SwissCash around the world has given rise to a number of issues

2006-12-04T00:10:00.000+08:00

1. Other financial entities similar to SwissCash have begun promoting similar investments using SwissCash as a model.
2. Some scams run by irresponsible individuals have created products that look like SwissCash and promoted them to unknowing investors, claiming they are genuine.

Let me outline how SWISSCASH are different and how we intend to stay ahead:

1. We use the right investment models to invest in opportunities with the lowest risk and highest return, with low- and no-tax regimes.
2. We associate with the right partners who can provide us with investment channels through their vehicles, resulting in high return with low risk.
3. We incorporate ourselves in jurisdictions that offer the most flexibility for the way we manage our investment portfolios.
4. We use the most economical and flexible banking and financial channels for our investments.
5. We use very efficient methods to manage our funds so we are exempt from many unnecessary fees, taxes, and regulatory protocols that could limit our investment potential.
6. We use the latest online Web-based technologies with little involvement of physical offices and hardcopy documents; therefore, our overhead is extremely low.
7. We continuously release new, innovative financial products that add value to our investors’ financial portfolios.

We translate all these into a higher return for our investors and our own profit. Certain financial managers would view our techniques and methodology as market-unfriendly and market-untransparent. However, we view success as equal to good returns. We view good investment as equal to good returns. For the last six decades, Swiss Mutual Fund has worked with a host of corporate entities to provide such lucrative returns. Through SwissCash, its vehicle to global investors, we have proven the same success story can be repeated. Therefore:

1. With regard to other financial institutions offering similar platforms:
We advise those seeking to invest to do so with caution, as those other institutions might not be able to perform up to SwissCash standards, though they might claim to deliver more. If you do not achieve the kind of return that was promised, we warn you in advance that they are unlike SwissCash.

2. Regarding the scams run by irresponsible parties that have created products that look like SwissCash and promoted them to unknowing investors, claiming they are genuine.

We strongly recommend staying away from such investments, given their illegality and very high risk. SWISSCASH have received complaints from investors who have invested in such scams, believing those companies provided services as good as SwissCash; they lost their money. We warn you that those companies are not like SwissCash, and you risk losing money in any future investments with them.

My recommendations are not intended to interfere with personal choice. But when other investment companies associate themselves with SwissCash, it becomes our obligation to point out the differences and risks. In Swiss Mutual Fund and SwissCash, we believe in only telling you what we can achieve and, by associating with us, the added value we can bring to your life and financial freedom.

Michael Mansfield
Chief Financial Officer
SwissCash International Ltd

Swisscash New EMF Plan

2006-12-03T00:59:00.000+08:00

Introduction
The Emerging Market Fund (EMF) was created by SMF on November 1, 2006 with an objective of long-term capital growth spurred by investing mainly in diverse projects, equity securities, and any promising opportunities in emerging markets around the world. Investment will take place either directly or through third-party investment vehicles and channels.

Current Focus Market:
Argentina, Brazil, Mexico, Egypt, Libya, South Africa, Estonia, Hungary, Latvia, Poland, China, India, Malaysia, South Korea, and Vietnam (the management reserves the right to make changes depending on its evaluation parameters).

Scope of Investment
Biotechnology, Biofuel and Renewable Energy, Information Technology, Finance, Infrastructure, Lumber, Manufacturing, Minerals, and Plantations (the management reserves the right to make changes depending on its evaluation parameters).

Fund Size
Unlimited until further notice.

What Are the Benefits?
Share in the long-term net value growth of EMF
Start with any number of shares, up to a maximum of 100,000

Investment in EMF Is a Long-Term Commitment
EMF is aimed at aggressive investors who want the investment benefits of diversifying into emerging market economies, who can accommodate short-term fluctuations (including the possibility of negative returns), and who want to invest in longer-term growth potential.

Comfort with Risk
Any investment decision involves taking risks. It is important to understand the relationship between risk and return, especially in light of the timeframe you have in mind for your investment.
As a general rule, the higher the level of risk associated with an investment, the higher the potential return, although the chance of incurring a loss will also be greater. Historically, over the longer term, stocks provide higher returns (and therefore risk) than most other asset classes.
A commonly used measure of investment risk is volatility. This refers to the tendency of investment values to fluctuate. This volatility can apply to both the market price and the income from a particular investment. So, the value of your investment may go up or down, and you might not recover the full amount you invested. Please be aware that your investment is volatile and not guaranteed.

More About Risk
The investment processes used by the Swiss Investment Team are designed to ensure risk management on a number of levels. Investors should be aware that there are a number of risks associated with this type of investment. We have summarized four key risks:

Market risk
The risk of negative events occurring that affect the investments in a particular market, for example, interest rates, investor confidence, and political and world events;

Legislation risk
The risk of changes in legislation and taxation that may influence the value of your investment;

Management risk
The risk that the investment team does not perform up to expectations; and

Fund risk
The specific risks associated with EMF and the underlying fund, including the risk that the funds terminate or the responsible entity of the funds changes.

Who Can Invest?
SC financial planners (an investor who has invested a minimum of USD1,000 in SIP).

How Much Do I Invest?
Minimum - 10 shares
Maximum - 10,000 shares per account between December 1, 2006 and February 28, 2007; this will increase to 100,000 shares per account on March 1, 2007.

How Does It Work?
You purchase a number of shares in EMF to become a shareholder. The value of your shares goes up or down according to the EMF net asset value. Shares are valued every few minutes.

Share Price Valuation
EMF share price is calculated by dividing the net asset value (assets less liabilities) by the number of shares issued across all EMF investors. This price is then adjusted by the buy/sell spread to calculate a buy and sell share price, which represents the cost of buying and selling investments. The spread is designed to protect existing shareholders from transactional expenses, such as brokerage and settlement costs and annual management fees. Currently, the spread between the buy and sell price has been capped at 3% of the sell price. (Example: If the sell price = USD1.00/share, the buy price cannot exceed USD1.03/share.)

Investment Strategies
Buy at a reasonable price and sell at a moderately high price
Buy with long-term growth objectives
Invest moderately

Plan
Besides buying EMF shares at a low price and selling them at a higher value, SC financial planners have an equal opportunity, on a daily basis, to earn extra income from the EMF Plan. Financial planners who have built a network of Swiss Financial Plan (SFP) investors may also earn from the EMF Plan by leveraging the same network. Their income from the EMF Plan, however, depends on two factors:

How to Maximize EMF Plan Income
Holding a minimum of 10,000 EMF shares every day
Having a very large network of investors on both your left and right organizations and holding as many EMF shares as possible every day
Hoping EMF share value increase over a period of time

Introducing new Investment Plan

2006-10-13T04:11:00.000+08:00

Get ready to become a SwissCash Millionaire

SwissCash.biz - Gateway To Financial Freedom
a subsidiary of Swiss Mutual Fund (since 1948)

* Global Financial Facility - Started in April 2005
* Target Global Investors - Investment of USD10K - USD100K
* Average Return - 20% per calendar month in 15 months
* Chief Financial Officer - Michael Mansfield

SwissCash is the ultimate global financial facility of the current financial market. SwissCash is a new subsidiary of Swiss Mutual Fund (since 1948),a 60 year Investment trademark with solid reputation.
The objective is to make ordinary people SwissCash Millionaires. If you want to invest in Swiss Mutual Fund directly, your minimum investment is $2,000,000 but with SwissCash, it's only $100 minimum.
The SwissCash philosophy is based on a Monthly Guaranteed Fixed Return - you know when you will receive your investment returns.
Total investment in SwissCash financial facility by global investors is targeted to grow to $3 Billion by 2010.
For nearly 60 years, Swiss Mutual Fund has been helping corporations achieve their unique financial goals, it's now time to help individual investors achieve the same goal. Earning between 4-6 figures monthly is possible.

WHY SWISSCASH ?

* NO RECRUITING - You can earn monthly without referring anyone but you will earn extraordinary income if you do.
* NO PHYSICAL PRODUCTS - Investment is your product and you do not have any problems with delivery, anyone can have the products from anywhere
* NO MEETINGS - No need to attend meetings or presentations.
* NO TRAINING - You do not need special training, it's very simple.
* DOWNLINES SPILLOVER - You can benefit from downlines spillover to earn more income

SwissCash is your next dream business. It's so easy, you can do it from the comfort of your home and spend more time with your family.

HOW TO MAKE MONEY

How do you profit from this secure investment? There are 4 streams of income.

Income 1. SwissCash Investment Plan (SIP)
Status: Investor
Min investment: $100 (plus $30 for one time activation fee)
Max Investment: $100,000
Returns: 10% on first three months, 15% on next three, 20% on next three, 25% on next three and 30% on last three (Monthly Guaranteed Fixed Return)
Referral: Not required (potential received spillover)
Payment: Monthly
Expiry: 15 months

Income 2. SwissCash Affiliate Program (SAP)
Status: Swiss Financial Planner
Min investment: $1000 (plus $30 for one time activation fee)
Max Investment: $100,000
Returns: 10% on first referral investment
Referral: Required (potential creating spillover)
Payment: Instantly
Expiry: 15 months

Income 3. SwissCash Revenue Program (SRP)
Status: Swiss Financial Planner
Min investment: $1000 (plus $30 for activation)
Max Investment: $100,000
Returns: 10% from referrals monthly dividends until their investments expired
Referral: Required (potential creating spillover)
Payment: Instantly
Expiry: 15 months

Income 4. SwissCash Financial Plan (SFP)
Status: Swiss Financial Planner
Min investment: $1000 (plus $30 for activation)
Max Investment: $100,000
Returns: Matching bonus up to $1000 for each $10,000 on Left and Right Group Total Sales
Referral: no need, your group grows (potential to become Swiss millionaire)
Payment: 5th of each month
Expiry: 15 months

HOW TO FUND/WITHDRAW/INVEST
SwissCash uses e-points as its e-currency. 1 e-point=1 USD
Standard procedure:
To Fund: Wire transfer/TT to SwissCash's bank (standard fees applies: contact local bank)
To Withdraw: SwissCash will Wire transfer/TT to your local bank.

Investment

2006-07-31T00:25:00.000+08:00

Investment or investing is a term with several closely-related meanings in finance and economics, related to saving or deferring consumption. An asset is usually purchased, or equivalently a deposit is made in a bank, in hopes of getting a future return or interest from it. Literally, the word means the "action of putting something in to somewhere else".

Type of investment - The major difference in the use of the term investment in economics and finance is that economists are usually referring to a real investment - such as a machine or a house - but financial economists usually refer to a financial asset - money that is put into a bank or the market - which may then be used to buy a real asset.
Economics -In Economics, investment means the purchase (and thus the production) of capital goods - goods which are not consumed but instead used in future production. Examples include building a railroad, or a factory, clearing land, or putting oneself through college. In a stricter sense, investment is also a component of GDP given in the formula GDP = C + I + G + NX. The investment function in that aspect is divided into non-residential investment (such as factories, machinery etc) and residential investment (new houses).Investment is often modeled as a function of income and interest rates, given by the relation I = (Y, i). An increase in income will encourage higher investment, whereas a higher interest rate may discourage investment as it becomes costlier to borrow money. Even if a firm chooses to use its own funds in an investment, the interest rate represents an opportunity cost of investing those funds rather than loaning them out for interest.
Finance -In finance, investment means buying securities or other monetary or paper (financial) assets in the money markets or capital markets, or in fairly liquid real assets, such as gold as an investment, real estate, or collectibles. Valuation is the method for assessing whether a potential investment is worth its price.Types of financial investments include shares or other equity investment, and bonds (including bonds denominated in foreign currencies). These investments assets are then expected to provide income or positive future cash flows, but may increase or decrease in value giving the investor capital gains or losses.Trades in contingent claims or derivative securities do not necessarily have future positive expected cash flows - so are not considered to be assets, or strictly speaking, securities or investments. Nevertheless, since their cash flows are closely related to (or derived from) those of specific securities, they are often studied as or treated as investments.Investments are often made indirectly through intermediaries, such as banks, mutual funds, pension funds, insurance companies, collective investment schemes, or even investment clubs. Though their legal and procedural details differ, an intermediary generally makes an investment using money from many individuals, each of whom receives a claim on the intermediary.
Personal finance -Within personal finance, money used to purchase shares, put in a collective investment scheme or used to buy any asset where there is an element of capital risk is deemed an investment. Saving within personal finance refers to money put aside, normally on a regular basis. This distinction is important as investment risk can cause a capital loss when an investment is realised, unlike saving(s) where the more limited risk is cash devaluing due to inflation.In many instances the term saving and investment are used interchangeably which confuses this distinction. For example many deposit accounts are labeled as investment accounts by banks for marketing purposes. To help establish whether an asset is saving(s) or an investment you should consider where your money is invested. If the answer is cash then it is savings, if it is a type of asset which can fluctuate in value then it is investment.

Investment

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Investment

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